Cohort 21 begins 8 August 2026 — applications open.

Refund Policy

Last updated: 7 June 2026

We want every participant to enrol with confidence and clarity.

Registration fee

A registration fee of PKR 35,000 is included in every enrolment. This fee is non-refundable in cash — but it is never lost. It is retained as a credit for you and is adjustable in full toward any future COPE program you enrol in, with no expiry.

Before a program begins

If you withdraw in writing more than 7 days before your cohort's start date, you are entitled to a refund of fees paid, less the PKR 35,000 registration fee — which is retained as a credit toward any future program for you. Withdrawals within 7 days of the start date are not eligible for a cash refund of the remaining balance, as your place is held and materials are prepared; your PKR 35,000 registration credit still stands.

After a program begins

Once a cohort has begun and program access has been provided, fees are non-refundable. This reflects the live, cohort-based nature of the training.

Instalment plans

Agreeing to an instalment plan is a commitment to the full program fee. The full balance remains due per your enrolment agreement regardless of attendance.

Transfers

If your circumstances change, contact us — we will, at our discretion, consider transferring your enrolment to a future cohort.

Contact

To request a refund, transfer, or to use your registration credit, email info@sadeedmirza.com.